A powerful platform for online and offline transactions

Comprehensive cutting edge software

XipMS - Core Module

Xip Management System is a powerful card, terminal and transaction management engine. The platform provides powerful APIs which allow for a quick integration with existing wallets, core financial systems and value added services such as bill payments, recharge, loans and disbursements. The Administration Module allows the creation of different user profiles and reports to provide for managing and tracking business performance. XipMS provides support for online and offline payments.

  • icon Cloud/On Premise hosting
  • icon Card, Terminal and Transaction Management
  • icon Provides end-to-end security
  • admin-ajax Scalable - Campus to Community to Countrywide deployments

XipMS - Stored Value Module

The stored value module allows for instant and offline payments as the value resides on the card. The module provides for cash based or online loading of cards, offline pin with a per user selectable limit, re-circulating or settlement based workflows and anonymous or mobile linked cards. The stored value module can be integrated with an existing wallet or for those who need a in-a-box solution, pre-integrated wallets can be provided.

  • icon Instant offline payments
  • icon Cash - based or online loading of cards
  • icon Offline PIN with a per user selectable limit
  • admin-ajax Ready-to-use solution


XipOPEN provides you the flexibility and freedom to translate your ideas into a powerful payment solution. The XipOPEN SDK allows you to develop, customize applications and integrate XipPOS with your financial platform to deliver innovative Tap & Pay services.

  • icon Customization of XipLiteApps(XLA's)
  • icon Easy integration with wallets/core financial system
  • icon Self training module and sample XLA's